Legal Disclaimer

1. LEGAL DISCLAIMER

1.1 Introduction

The use of the Loan Spotter SA website by you (the applicant/client), you (the applicant/client) hereby give your (the applicant/clients’) full consent and irrevocable agreement to the following Legal Disclaimer of the Loan Spotter SA website/service. Furthermore, viewing, accessing and applying electronically for the Loan Spotter SA Convenient Service Package via the Loan Spotter SA website confirms your acceptance of our policies (hereinafter known and referred to as the Terms of Service, Terms of Use, Legal Disclaimer and Privacy policy, collectively known as the “Policies”) and procedures. If you the applicant/client do not agree to and accept the Loan Spotter SA policies (Terms of Service, Terms of Use, Legal Disclaimer and Privacy policy), DO NOT USE THE LOAN SPOTTER SA WEBSITE.

1.2 By applying on the Loan Spotter SA website for the Loan Spotter SA Convenient Service Package you (the applicant/client) irrevocably agree to the policies of Loan Spotter SA and by submitting your (the applicant/clients’) application on the Loan Spotter SA website, it constitutes a digital signature in conclusive acceptance and agreement of the ongoing digital legally binding and enforceable service mandate and agreement between yourself (the applicant/client) and Loan Spotter SA, which is Automatically Generated by the Loan Spotter SA website AFTER your (the applicant/clients’) “tick box” consent and agreement and confirmation of submission (clicking the submit application button) is received by Loan Spotter SA online/electronically.

1.3 Applying on the Loan Spotter SA website for the Loan Spotter SA Convenient Service Package is a clear indication of your (the applicant/clients’) understanding of all the material, processes and policies associated therewith. As time changes, so does the law and we (Loan Spotter SA) reserve the full right and authority to change and\or amend these terms and conditions at any time whether it be company or law related.

1.4 AT NO POINT may the content and\or material be used by any one individual or company for reproduction or distribution. This law applies in any jurisdiction or country where regulations like these apply. Plagiarism will not be tolerated by Loan Spotter SA and\or its directors, managers and employees, and any entity, company or person who plagiarizes the content of the Loan Spotter SA website will face punitive civil or criminal prosecution.

2. Risk of applicant

2.1 All content on the Loan Spotter SA website is viewed at the applicant/clients’ own risk. Due to the intense nature of the internet itself, the applicant/client will carry all risk when applying online/electronically or browsing the website of Loan Spotter SA and the applicant/client should exercise care when using the Loan Spotter SA website. The Loan Spotter SA website is THAWTE PROTECTED, all personal information entered onto the website of Loan Spotter SA is done so at the applicant/clients’ own risk. To lower the risk we encourage that all applicants’/clients’ enter all true and correct information on the Loan Spotter SA website when submitting his/her application online/electronically for the purchase of the Loan Spotter SA convenient Service Package. Common glitches happen in everyday living when it comes to infrastructure and electronics so at no point can Loan Spotter SA accept responsibility for loss or damage caused to any new applicants’/clients’ or parties accessing the website of Loan Spotter SA.

3. Plagiarism VS Applicant Use

3.1 The information and content which makes up Loan Spotter SA is readily available to all its applicants/clients FOR EDUCATIONAL PURPOSES ONLY. Reproduction, distribution and plagiarism are STRICTLY FORBIDDEN and any individual, entity or company who fails to comply with this policy will face punitive civil and/or criminal prosecution.

4. Unauthorized Use

4.1 Unauthorized use of the Loan Spotter SA website, including but not limited to trespassing into Loan Spotter SA’s computer systems, misuse of passwords or the misuse of the information and material is strictly prohibited and forbidden and any such actions may be addressed in the relevant forum and/or court.

5. Web Content

5.1 Loan Spotter SA conducts business of a general nature, and so too is its product, ideas and opinions. Before any commitment or agreement is entered into between the applicant/client and Loan Spotter SA we HIGHLY recommend that the applicant/client seek the correct advice from a competent individual or group. All our product information is CLEARLY outlined in the content on the Loan Spotter SA website so it is the applicant/clients’ responsibility to study the information thoroughly and any disagreement transpiring from the Loan Spotter SA website content is STRONGLY subject to the laws of South Africa. We endeavor to ensure that the content of the Loan Spotter SA website is not false, misleading or deceptive, and any uncertainty should be corresponded with Loan Spotter SA before submitting your (the applicant/clients’) application for the Loan Spotter SA convenient service package online/electronically.

6. Use of the Loan Spotter SA website

6.1 All Content and material on the Loan Spotter SA website is viewed and executed at the APPLICANT/CLIENTS’ OWN RISK. No employee(s), director(s), partner(s), manager(s), service provider(s), associate(s) and/or affiliates of Loan Spotter SA will be held liable for ANY DAMAGES caused to the applicant/client and its affiliates, beyond Loan Spotter SA’s reasonable control, or caused by unauthorised third parties gaining access to our systems/website.

6.2 If you (the applicant/client) have accessed the Loan Spotter SA website and successfully electronically applied for the Loan Spotter SA service, the applicant/client irrevocably agrees to the policies and procedures of Loan Spotter SA. This means that the applicant/client has taken the time to study and thoroughly understand the Terms of Service, Terms of Use, Legal Disclaimer and the Privacy Policy (collectively known as the policies).

6.3 All applicants/clients who accesses the Loan Spotter SA website acknowledges, agrees to and accepts the policies of Loan Spotter SA and agrees not to plagiarize the content of the Loan Spotter SA website. The Loan Spotter SA website is made available to all applicants/clients for non-commercial use and Loan Spotter SA may change, remove or deny access to the Loan Spotter SA website at any given time.

7. Warranties, Disclaimers & Limitation of Liability

7.1 Loan Spotter SA and its director(s), management, employee(s) and shareholder(s) will not be held responsible for any liability for any loss, damage or expenses caused by interception by third parties of any information made available via the Loan Spotter SA website.

7.2 Furthermore Loan Spotter SA and its director(s), management, employee(s) and shareholder(s) disclaim ALL liability for damage, loss and costs incurred, whether direct or indirect even if through a third party, on the Loan Spotter SA website.

7.3 Without any prejudice, Loan Spotter SA’s director(s) cannot be held liable for any loss of data, failure or unavailability of the Loan Spotter SA website. The internet is constantly being monitored by third parties and any information deemed to be a threat could or could not be intercepted and the applicant/client and its affiliates will carry the full risk when transferring/transmitting general information and/or personal information and/or data on the Loan Spotter SA website.

7.4 By making use of or applying for the Loan Spotter SA Convenient Service Package on the Loan Spotter SA website you (the applicant/client) hereby mandate Loan Spotter SA to submit your information to third parties in order to aid your (the applicant/clients’) portfolio. If there are any uncertainties, Loan Spotter SA will be glad to assist you (the applicant/client) with any questions or queries. Send us (Loan Spotter SA) an e-mail to: info@loanspottersa.co.za for any further queries.

7.5 Should Loan Spotter SA accept your (the applicant/clients’) application for our (Loan Spotter SA) convenient service package (Which will be communicated to you [the applicant/client] via sms, email or both), the digital legally binding and enforceable service mandate and agreement is governed by the terms of service, terms of use, legal disclaimer and the privacy policy of Loan Spotter SA and the Loan Spotter SA website.

8 NO VARIATION

No variation of, or addition to this Agreement shall be of any force or effect unless it is reduced to writing and signed by or on behalf of the Parties.

9 INDULGENCES

No relaxation, indulgence or concession granted by Loan Spotter SA to you (applicant/client) in respect of any of your obligations herein shall constitute a novation of any part of the Agreement nor otherwise prejudice, derogate from, or affect, any rights which Loan Spotter SA may have against you.
Please feel free to contact the webmaster for any further information: webmaster@loanspottersa.co.za