1.1 Privacy is of utmost importance and we (Loan Spotter SA) ensure you (the applicant/client) that your (the applicant/clients’) credentials are protected according to the Electronic Communications & Transactions Act. The applicant/client’s online privacy is further protected through THAWTE.
2.1 Applicant/client = You; any person who accesses and uses the Loan Spotter SA website.
2.2 Data: Text, numerals, credentials etc.
2.3 Personal Information: Personally Identifiable Information; ID numbers addresses, income / expenditure, banking details.
2.4 Loan Spotter SA: a private company registered in the Republic of South Africa.
3. Opting OUT
3.1 When an applicant/client makes use of Loan Spotter SA their details are stored in our databases and/or management systems.
3.2 Loan Spotter SA deals with third parties, your (the applicant/client) credentials may be passed on but only to aid your (the applicant/clients’) application. At no point does the owner of the Loan Spotter SA website trade with ANY applicant/clients’ information. If any third party advertisements are sent to the applicant/client via email(s) and/or sms, it is the applicant/clients’ responsibility to “opt out”, so it so wish.
3.3 All opting out should be emailed to: firstname.lastname@example.org
4. Security of Data
4.1 Loan Spotter SA uses a reputable external company who manages hardware and software which ensures data is protected on and offsite. This also ensures that data is backed up for the applicant/clients’ protection. This system is however not foolproof, and therefore the aforementioned disclaimers regarding damages suffered by you as applicant/client relating to the use of the services offered by Loan Spotter SA.