At Loan Spotter SA we offer a 3 in 1 service package. We provide our complimentary (free) loan-finding service when you purchase our Telephonic Legal Advice Assistance Plan. The money we have deducted from your account is the annual perpetual fee of R429.00 including debit order costs, for our Telephonic Legal Advice Assistance Plan and complimentary loan finding service (plus credit report available upon request) that you have purchased. Loan Spotter SA , will only debit the money from your account if you have expressly given us permission to do so, by means of a telephonic application through our national contact centre or through the online application form on this website. If, for some reason, you feel that this money was taken from you in error, or you suspect fraudulent activity with your personal details, please contact us by clicking here.